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When subcontractors struggle with delayed payments, productivity suffers, risk increases, and relationships become strained.
That’s why forward thinking builders are turning to connected early payment solutions that strengthen their supply chain, protect cash control, and deliver measurable financial returns.
At BuildingPoint, our focus has always been on connecting construction – people, projects and processes – so our customers can operate more efficiently and profitably. Earlytrade, integrated directly with Jobpac, is a powerful example of this strategy in action.
Earlytrade: Hard Dollar ROI Without Financial Complexity
Earlytrade enables head contractors to pay subcontractors early in exchange for a small, voluntary discount on approved invoices. Unlike invoice financing or factoring models, Earlytrade uses existing project funds already allocated for payment – meaning:
• No debt
• No third party lenders
• No loss of control over your cash
The result is a solution that delivers hard dollar ROI, typically increasing net margins by 12% or more, while providing subcontractors with a fair, transparent way to manage their own cash flow.
Real Results: Mainbrace Constructions
Mainbrace Constructions, a BuildingPoint and Earlytrade customer, uses Earlytrade’s Early Payment and Progress Claim capabilities, fully integrated with Jobpac.
The outcome has been a reliable, low touch process that delivers tangible value to both the business and its subcontractors with minimal ongoing involvement from the finance team.
“Earlytrade works with Jobpac in the background, creates very little extra work for our team, and gives subcontractors a fair, transparent way to access early payment when they need it.”
Jaco Steyn, CFO, Mainbrace Constructions
By embedding Earlytrade into existing Jobpac workflows, Mainbrace has avoided additional administration, avoided cash movement complexity, and maintained strong governance while actively improving supply chain engagement.
Strengthening the Supply Chain Through Connection
For subcontractors, early payment isn’t just about getting paid faster — it’s about certainty, choice, and control.
With Earlytrade:
• Subcontractors choose when to request early payment
• Discounts are clear, transparent and voluntary
• Cash flow decisions sit with the people doing the work
This creates a healthier, more resilient supply chain — one where builders and subcontractors are aligned, not competing for cash.
Why Earlytrade Is Different
Earlytrade stands apart from other construction finance solutions because it’s designed to support connected construction workflows, not disrupt them.
What makes it different:
• Active adoption management – Earlytrade drives subcontractor uptake and utilisation
• No invoice factoring or supply chain finance – only money already allocated in your payment cycle
• Turnkey ERP integration – works seamlessly with Jobpac and leading construction ERPs
• Full cash control – Earlytrade never touches your bank accounts
The platform runs quietly in the background, enabling contractors to unlock value from processes they already have in place.
Connecting Finance Into the Construction Ecosystem
At BuildingPoint, we believe construction businesses succeed when systems work together – estimating, delivery, cost control, and now, payments.
By integrating Earlytrade with Jobpac, head contractors can:
• Improve margin predictability
• Strengthen subcontractor relationships
• Maintain visibility and governance
• Support a more connected, collaborative construction ecosystem
It’s not just about getting paid faster – it’s about building smarter, stronger, and more sustainable construction businesses.
